What are the two options?

Our full-service bookkeeping handles the work for you with a human bookkeeper. Our separate, standalone AI bookkeeper is in development for owners who want to manage their own books with an assistant.

How much does the bookkeeping service cost?

We quote based on your business, the scope of work and any catch-up needed. You receive the fees in writing before work starts. We do not publish a price list. Your QuickBooks Online subscription is billed separately by Intuit.

Can I use the AI bookkeeper today?

Not yet. It is in development. Planned capabilities include transaction classification, emailed receipts, ongoing client conversations, accounts receivable, accounts payable and payroll workflows. You can contact us to discuss your needs; no subscription starts when you enquire.

Will the AI send payments or submit payroll on its own?

The planned workflow requires your approval before a payment or payroll submission. Email permissions and approval settings will be explained before you connect an inbox. These integrations are not available on this website today.

Who owns the books with your bookkeeping service?

You do. Your books live in a QuickBooks Online account in your own name. If you leave, you keep that account and its accounting history. The standalone AI product will have its own terms before launch.

What if my books are behind?

Tell us how far back they go and what records you have. We scope and quote catch-up work separately before the monthly bookkeeping begins.

Can you do my taxes or run my payroll?

Our current bookkeeping service does not prepare tax returns or run payroll. Recording payroll from your existing provider can be agreed in your scope. Payroll preparation and provider integration are planned for the separate AI product, with your approval required before submission.

How quickly do you respond?

We reply to website enquiries within two business days. Tell us which option interests you and a little about your business so we can give you a useful answer.

Bookkeeping services & software

Your books. Your way.

Put your books in our hands with full-service bookkeeping, or explore the standalone AI bookkeeper we’re building for owners who want to run their own books.

Discuss bookkeeping Explore both options

Full-service bookkeeping: A human bookkeeper handles the work
Standalone AI: In development · Ask about it
Built around your business: Talk with us about the right fit

Two ways to work with BZ

Choose how you want your books handled.

A bookkeeping service you can hand the work to, and a separate AI assistant being built to help you handle it yourself.

Done for you

Full-service bookkeeping

We organize the transactions, reconcile the accounts and close the month. You get clear reports and a person to talk to about them.

Monthly transaction categorization and account reconciliation
Profit & loss, balance sheet and cash flow statements
Questions and explanations from your bookkeeper
Catch-up work scoped around your existing records
Books kept in your own QuickBooks Online account

Scope and fees are agreed with you before work starts.

Discuss bookkeeping

In development · Planned capabilities

Standalone AI bookkeeper

For owners who want to manage their own books with an assistant that understands their business. We’re building it to handle the daily workflow and have real, ongoing conversations with you.

Automatic classification: Categorize transactions using your business context and flag uncertain items for review.
Receipts by email: Receive receipts and invoices from a connected inbox, extract the details and match them to transactions.
Conversations that keep context: Ask follow-up questions, exchange emails and explain your numbers using the records behind them.
Accounts receivable: Prepare invoices, track what clients owe and manage approved payment reminders.
Accounts payable: Organize bills, track due dates and prepare payments for your approval.
Payroll workflows: Prepare payroll for review, connect with a payroll provider and record the results in your books.

This product is not yet available. Planned payment and payroll submissions require your approval. Tell us what your business needs.

Ask about the AI bookkeeper

Fit

Who our service is for

Owner-operated businesses — from one person to about twenty — where the owner wants to look at the numbers. Trades and contractors, service businesses, consultants, rental property, and small professional practices.

It’s a good fit if:

You want to check a number mid-month instead of waiting for a year-end packet
Your books are behind, or you’re not confident they’re right
You’re doing it yourself and it’s the thing you keep pushing to Sunday night

It’s not a fit if you need audited or reviewed financial statements, a full-time controller or CFO, or sales tax registration and filing — that last one is tax work, and we don’t do tax work.Inventory-heavy manufacturing or retail, high-volume e-commerce, and property development or flipping are a different shape of job — inventory, work-in-progress, job costing, draw schedules. Talk to us about the scope and experience your business needs so we can confirm the fit before quoting.

Process

How our service works

Setting up — once

Connect your accounts
You link your bank and credit cards through a read-only connection. We can see transactions. We cannot move money, and we never hold your banking login.
We take it from there
We set up or clean up your chart of accounts, get the history reconciled, and agree with you on how things should be categorized. You approve it once; after that it runs.

Then every month — on repeat

Through the month
Transactions come in on their own and get categorized as they arrive. A bookkeeper reviews the exceptions — anything unusual, anything ambiguous, anything involving your own money moving in or out.
At month end
Every account is reconciled against its statement. No unexplained balances, no plugs. The month is closed.
Right after the close
You get a profit & loss, balance sheet and cash flow statement, plus a short plain-English note on anything that looks off or needs a decision from you.
Any day in between
Your QuickBooks is live, in your own account. You don’t wait for us to look at your own numbers.

Your books stay yours

Your general ledger lives in a QuickBooks Online account in your own name. We categorize the activity and reconcile the accounts — but the books themselves are always yours. If you ever leave, you keep QuickBooks and everything in it, and we hand off cleanly. None of your accounting history is locked up with us.

Scope

What we don’t do

Know what your bookkeeping engagement covers and how the planned software product differs.

We’re bookkeepers, not CPAs.: BZBookkeeping is not a CPA firm, and no one here is a licensed CPA or enrolled agent. Our bookkeeping service covers the scope agreed with you in writing.
We don’t prepare or file tax returns, and we don’t give tax advice.: We keep your books organized for your tax preparer. At year-end we’ll work with them directly if you’d like.
We don’t audit or review financial statements.: If a bank or investor needs attested financials, you need a CPA, and we’ll tell you that rather than take the work.
We don’t bill by the hour, and we don’t send surprise invoices.: You get a flat monthly fee, quoted before any work starts. Asking us a question is not a billable event.
A service and a software product, with clear responsibilities.: Our full-service bookkeeping includes a human bookkeeper. The standalone AI assistant is a separate product in development. Its planned features are not included automatically in a bookkeeping engagement.

The firm

Who we are

Two owners, fifty-fifty. Small on purpose.

Morris Zeitouni

bookkeeping

Morris does the accounting work: reviews the exceptions, closes each month, and is responsible for whether your books are right. He’s a working bookkeeper — this is his trade, not a side interest.

Ray Bijou

software

Ray leads software development and technical setup, including the standalone AI bookkeeper now in development.

We’re building BZBookkeeping around a simple goal: give business owners clear books and useful answers, with the level of help they need.

Get started

Start with your business.

Looking for a bookkeeping service?

Tell us about your accounts, the work you need and any months that need catching up. We’ll agree on the scope and send a written quote before work begins. Your QuickBooks Online subscription stays in your name and is billed separately by Intuit.

Interested in the AI bookkeeper?

Let us know which parts of bookkeeping you want help with. The standalone assistant is in development; enquiring does not create an account, start a subscription or commit you to a purchase.

Tell us what you need

Questions

Things people ask first

What are the two options?: Our full-service bookkeeping handles the work for you with a human bookkeeper. Our separate, standalone AI bookkeeper is in development for owners who want to manage their own books with an assistant.
How much does the bookkeeping service cost?: We quote based on your business, the scope of work and any catch-up needed. You receive the fees in writing before work starts. We do not publish a price list. Your QuickBooks Online subscription is billed separately by Intuit.
Can I use the AI bookkeeper today?: Not yet. It is in development. Planned capabilities include transaction classification, emailed receipts, ongoing client conversations, accounts receivable, accounts payable and payroll workflows. You can contact us to discuss your needs; no subscription starts when you enquire.
Will the AI send payments or submit payroll on its own?: The planned workflow requires your approval before a payment or payroll submission. Email permissions and approval settings will be explained before you connect an inbox. These integrations are not available on this website today.
Who owns the books with your bookkeeping service?: You do. Your books live in a QuickBooks Online account in your own name. If you leave, you keep that account and its accounting history. The standalone AI product will have its own terms before launch.
What if my books are behind?: Tell us how far back they go and what records you have. We scope and quote catch-up work separately before the monthly bookkeeping begins.
Can you do my taxes or run my payroll?: Our current bookkeeping service does not prepare tax returns or run payroll. Recording payroll from your existing provider can be agreed in your scope. Payroll preparation and provider integration are planned for the separate AI product, with your approval required before submission.
How quickly do you respond?: We reply to website enquiries within two business days. Tell us which option interests you and a little about your business so we can give you a useful answer.

Contact

Let’s talk about your books

Choose the bookkeeping service or ask about the AI assistant in development. Tell us what you need and we’ll reply within two business days.

ray@bzbookkeeping.com